TrackMyRupee is a premium, privacy-focused personal finance dashboard designed for individuals who want to take full control of their financial story, without compromising their data.
Unlike traditional finance apps, TrackMyRupee does not read your SMS, does not require bank logins, and never sells your data. It is built on the principle of manual precision: you stay in the driver's seat of your wealth, and the app makes the manual part fast.
Try the Live App | View Demo | Read the Docs | Star on GitHub
Stop being the product. Most "free" finance apps profit by selling your spending habits. TrackMyRupee is built differently:
- 🔒 Minimal Data: No SMS reading and no bank scraping. We collect only what you enter plus basic account details. Optional analytics run only if you accept cookies, as described in the Privacy Policy.
- ⚡ Fast Manual Entry: Type "zomato 450 yesterday upi" and the app fills in the amount, date, category and payment method for you.
- 🧭 Set Up Life Events in One Form: TMR Flows turn "I took a loan" or "I started a new job" into every linked record you need.
- 📈 Comprehensive Net Worth: Cash, bank accounts, investments, deposits, physical assets and loans in one unified view.
- 🎯 Goal-Slaying Engine: Visual savings goals with progress tracking and celebratory confetti.
- 🌍 Global Ready: Multi-currency support with live exchange rates and interfaces in English, Hindi and Marathi.
- 🛡️ Your Data, Your Control: Export your entire history anytime, or self-host. Deleting your account removes your data from the live database; see the Privacy Policy for backups and payment records.
- One-Line Composer: Type an expense the way you would text a friend. Amounts, dates and payment methods are understood, and a voice option is available.
- Learns Your Habits: It remembers the category, account and payment method you pick for each merchant, and offers your usual expenses as one-tap chips.
- Safety Nets: A second look at unusually large amounts, a 10-minute undo, and double-tap protection so one expense is never saved twice.
- Bulk Import: Import months of data from Excel.
- Smart Category Prediction: Personalised learning and rule-based matching. Category prediction runs inside the app; descriptions are not sent to third-party AI services.
- 11 Guided Flows: Loan, credit card, salary, rent or bill, insurance, SIP or RD, fixed deposit, PPF/EPF/NPS, savings goal, car and gold.
- Review Before Anything Is Saved: Every Flow shows exactly what it will create, then commits it all at once or not at all.
- Backfill the Past: Optionally create the entries you missed since a start date in the past.
- Your Setup Progress: See which Flows you have already set up and what is left.
- Account Ledger: Detailed transaction history for every bank account, wallet, deposit and card.
- Internal Transfers: Move money between accounts with balanced reconciliations.
- Net Worth Tracking: Watch your total wealth grow with automated balance aggregation and a history chart.
- Holdings: Track mutual fund and other investment holdings alongside your accounts.
- Capital Events: Record one-off big payments (a down payment, a medical bill) so they do not distort your monthly averages and budgets, while still counting in your net worth.
- One Filter Bar Everywhere: The same time period menu, filter chips and sorting on every list page.
- Salary-Cycle Aware: "This month" follows your pay day, not the calendar month.
- Page Finder: Press Cmd+K (Ctrl+K on Windows and Linux) to jump to any page.
- Shareable Views: Filters live in the URL, so you can bookmark a view.
- Recurring Transactions: Never miss a rent payment or SIP with smart reminders and automatic posting.
- Calendar: See bills, income and spending on a colour-coded monthly calendar.
- Smart Budgeting: Set monthly limits per category and get notified at 80 percent and 100 percent.
- Visual Progress: Progress bars, a per-cycle target, and a savings trend chart.
- Gamified Success: Confetti celebrations when you reach your targets.
- Auto-Refunding: Delete a goal and its contributions go back to their source accounts.
- Visual Dashboards: Deep dives into your spending by category and account, with a financial health score.
- Month-over-Month Trends: Compare your financial habits over time.
- Year in Review: A wrap-up of your annual spending story.
- Automated Reports: Monthly financial summaries delivered to your inbox.
- EMI Calculator: Preview your monthly EMI before taking a loan.
- Multiple Loans: Track home, car, personal, education and business loans.
- Floating Interest Rates: Update rates as loan terms change.
- Amortization Schedule: Visual breakdown of principal versus interest for each payment.
- Repayment Logging: Track actual payments and monitor remaining principal.
- Double-Entry Ledger: Every transaction is recorded on both sides for data integrity.
- Reconciliation Tools: Maintenance commands detect and report discrepancies.
- Installable PWA: Add it to your home screen, with push reminders for daily spends.
- Native Wrappers: A Capacitor project in
mobile/wraps the web app for iOS and Android (seeBUILD_MOBILE.md).
Step-by-step guides with screenshots for every feature live at docs.trackmyrupee.com. The source is in guide-src/ and is built with MkDocs Material.
To preview the docs locally:
pip install -r requirements-docs.txt
mkdocs serveRun your own private instance. The full guide is in the self-hosting docs.
git clone https://github.com/OmkarPathak/trackmyrupee
cd trackmyrupee
# Create a .env file with at least SECRET_KEY and DEBUG=False
# (see the self-hosting docs for the full list of settings)
# The compose file expects an existing external network
docker network create proxy-network
docker-compose upVisit: http://localhost:8000
docker-compose.yml pulls the published omkarpathak27/trackmyrupee image and mounts the repository folder at /app. On start it runs migrations, collects static files and compiles translations.
# Install dependencies (Python 3.12 recommended, the Docker image uses it)
pip install -r requirements.txt
# Create a .env file with at least:
# SECRET_KEY='any-long-random-string'
# DEBUG=True
# USE_SQLITE=True
# Run migrations & setup
python manage.py migrate
python manage.py createsuperuser
# Optional: a read-only demo account with sample data
python manage.py setup_demo_user
# Start the dashboard
python manage.py runserver- Backend: Python 3, Django 5.2
- Database: PostgreSQL / SQLite
- Frontend: Server-rendered templates with HTMX, Alpine.js, Bootstrap 5 and Chart.js (all self-hosted)
- Mobile: Installable PWA and Capacitor wrappers
- DevOps: Docker, GitHub Actions, Sentry
See CONTRIBUTING.md for how to set up a development environment and send a pull request.
TrackMyRupee is an open-source project by Omkar Pathak. Found a bug? Have a feature request? Feel free to Open an Issue.
Licensed under the GNU Affero General Public License v3.0 (AGPL-3.0). See LICENSE. Your money, your data, your code.